Risk structures for businesses that bear responsibility

Covering risks

We assess your most critical business risks and ensure that coverage, limits and exclusions match your operations.

Optimising terms

We compare solutions, review deductibles and coverage and negotiate terms so that price and performance align.

Clear documentation

You know at all times what is insured, why and who is responsible. Decisions are documented clearly and traceably.

Employer obligations

We bring clarity to occupational pensions, accident insurance and daily sickness benefits and help you find the right structure for your team and your costs.

Ongoing business support

We remain your point of contact for adjustments during growth, new locations, fleet changes, staffing or evolving risks.

Protection for management

We assess protection for executives and board members (e.g. D&O) and ensure robust, reliable risk coverage.

Our services for businesses

From occupational pensions, accident insurance and daily sickness benefits to D&O and cyber: We build a clear architecture, define responsibilities and document decisions so they are understood internally and hold long-term.

Occupational pensions (BVG)

We review the structure, costs and benefits of your BVG solution and ensure it aligns with your staffing structure and responsibilities.

Accident insurance (UVG)

We define salary continuation, waiting periods and benefit duration so that planning is possible and HR as well as management are relieved.

Sickness benefits (KTG)

We define salary continuation, waiting periods and benefit duration so that planning is possible and HR as well as management are relieved.

Business insurance

We structure operational risks (inventory, business interruption, liability) to match your industry, operations and locations.

Fleet insurance

We create a clear fleet solution with proper coverage and administration that works efficiently in daily operations.

Legal protection

We assess which legal risks are relevant for your business and ensure that legal protection truly holds when it matters.

Cyber insurance

We structure cyber risks pragmatically and clearly, including relevant modules and clear interfaces to internal processes.

D&O insurance

We protect executives and board members from personal liability risks and ensure a robust, traceable structure.